Put more money back in your pocket
Cash on demand5, stress-free spending, credit-building2, and more.
Get startedLet’s break it down
Super Pay
Features
No hidden fees
0% APR
No credit check
No minimum income or balance
Uncapped cashback on purchases1
$20-$250 cash advance with no interest5
Can build credit as you use your card2
Debit card
Credit card
Have questions? We’ve got answers.
Yup! A secured credit card is an alternative to a debit or traditional credit card. You’re able to spend as much as you have in your linked debit account plus whatever you’ve added to the deposit account¹, up to a monthly credit limit of $5,000². This helps reduce the risk of falling into debt by using money you already have. The cool thing about us is you can improve your credit-building simply by using your Super.com Card because we report your positive repayments² to all 3 major credit bureaus each month.³
1
Subject to transaction limits, see Help Center for more details.
2
Other account details are reported to the credit bureaus, compliant with credit reporting standards for secured credit cards.
3
Super.com Pay will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
Pretty much, anyone. Unlike most traditional credit cards, we don’t care about your credit history. That’s right, zero credit checks. But we’ll need to get some basic info from you to verify you’re 18+ and have a valid US SSN. We just want to make sure you’re a real person – the whole process usually only takes a few minutes!
We comply with all federal regulations and we use top tech to keep your information safe and private. Funds in your Super Deposit Account are FDIC-insured up to $250,000 through our partner bank, MRV Banks, subject to aggregation of all funds held on deposit.
We report your account activity to the 3 major credit bureaus every month. This can help increase your credit score by making on-time payments (we do this for you automatically – no need to worry) and using your card responsibly.¹ Remember that credit-building takes time and often depends on a variety of factors, but we are working hard to make it easy to help you improve your score.
1
Super Pay will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
As soon as we’ve verified your identity and you’ve put money into your account via debit card or cash advance — you’re good to go! You can use your card immediately online and in your mobile wallet or you can wait for your physical card to arrive in the mail.